Privacy Policy
Effective July 22, 2026
Your financial data stays on your device
ERN Finance is a personal finance tool designed to work without an account. Your financial records stay on your device. ERN does not sell, rent, or share your personal or financial records with the developer or third parties.
Data you enter
Account names, balances, transactions, budgets, goals, credit card details, sinking fund records, member information, and other information you enter are stored locally on your device.
Backups, exports, and receipts
When you choose to create a backup, export data, generate a receipt, or share an image, the file is created at your request. You control where it is saved and who receives it. Your device platform or the sharing service you choose may process that file under its own privacy policy.
Purchases
ERN Pro purchases are processed by Apple through the App Store or by Google through Google Play, depending on your device. The developer does not receive your full payment details. The relevant store may provide transaction status so the app can unlock purchased features.
Diagnostics and tracking
The Android version of ERN Finance does not use advertising identifiers, advertising or analytics SDKs, crash-reporting SDKs, or cross-app tracking. On iOS, anonymous product analytics and crash reporting can be controlled independently in the app's Privacy settings. When enabled, they send only predefined feature events or technical crash information; they never include names, amounts, account details, transaction details, goals, notes, or file contents. ERN does not use advertising identifiers or personalized advertising.
Deleting your data
You can delete individual records inside the app, use the app's reset tools, or delete the app from your device to remove its locally stored data. Files you exported must be deleted separately from the location where you saved them.
Children
ERN Finance is not directed to children under 13 and does not knowingly collect personal information from children.
Bank and brand identification
Bank, e-wallet, card, and merchant names and logos appear only to help users identify their selected accounts and categories. All trademarks and brand assets belong to their respective owners. ERN Finance is an independent planning and record-keeping tool and is not affiliated with, sponsored by, or endorsed by the institutions shown in the app.
Policy updates
If the app's data practices change, this policy and the applicable App Store or Google Play disclosures will be updated before the change takes effect.
Contact
For privacy questions, email support.ernfinance@gmail.com.
ERN Finance is a planning and record-keeping tool. It does not provide financial, investment, tax, or legal advice.